Insure Your Debt

Don’t Leave Debt Behind: Flex Options and Flex Term

Debt is a part of life. Whether it is to purchase a house, a car or to finish post-secondary education.

More than often, the plan is simply to make payments until your loans are paid in full. But if you are unable to make your payments due to disability or premature death?

This is where Flex Options and Flex Term come into play. These two great management tools ensure that you and your love ones will have the necessary funds to pay off your debt in these unfortunate circumstances.


These two products offers the practicality of term life insurance with the option of adding disability insurance, all under one policy. Flex Options and Flex Term are all about choice.

  • Select between level and decreasing term insurance.
  • Choice from a 15, 20 and 25-year duration.
  • Decide whether you’d like your disability benefit to be based on your mortgage payments or on your level of income.
  • Best of all, no medical exams are required for coverage amounts up to $250,000.

Ask your adviser about the advantages of a personal life insurance and how it differs from competing products.

If you are between the age of 18 and 65 and don’t want to leave debt behind, take time to discuss it with your adviser.

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