Category Archives for Recent Posts

Life Insurance For Smokers

Why do life insurance companies charge so much more premium if someone smokes cigarettes? It is unfortunate that a smoker will have to pay close to double the premiums of what a non-smoker would have to pay. There is nothing that you can do about it though….except quit smoking. The actuaries at an insurance company […]

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Instructions on how to get best life insurance quote

How do you get the best quote for life insurance Please use the Best Rate Calculator on the right and input your info… Your date of birth – this is important as life insurance premium is calculated by your age Sex – Male or Female Are you a Smoker – Have you used any form […]

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Life insurance needs calculator

So, how much life insurance do you need? Well, the answer isn’t really how much life insurance you need… it’s how much investment capital your family will need at the time of your death. Their need for capital — on a gross basis — is really a function of two variables:           1.      How much […]

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Last Expense Insurance

  Here is the problem. Remember the last funeral you attended? Well, according to the Federal Trade Commission, the cost of that funeral is at least $6,000 just for a simple casket, a cemetery vault and a mortuary service. More than double what it was 10 years ago. But that funeral might have cost $10,000, […]

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Mortgage Term Insurance Explained

    Get Mortgage life insurance that protects you, and your loved ones at the best price, not mortgage life insurance sold by your bank at an exorbitant markup for THEIR profit, and protection! The mortgage life Insurance solution that your lender will try to sell you may not be the ideal solution for you. […]

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Insure Your Debt

Don’t Leave Debt Behind: Flex Options and Flex Term Debt is a part of life. Whether it is to purchase a house, a car or to finish post-secondary education. More than often, the plan is simply to make payments until your loans are paid in full. But if you are unable to make your payments […]

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Term Insurance Laddering Strategy

The problem with term insurance Term insurance is a great way to get your life insurance at a low cost, because it is much cheaper than Whole life or permanent insurance. The problem however is that, once the term is up, and the renewal notice comes in the mail, the sharp increase in rates causes […]

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Protect you children with inexpensive term insurance

Is term insurance a good idea for children? As a parent, you know how important it is to have enough life insurance in place on yourselves, so that your children would be taken care of, should something happen to you.With that in mind, I don’t want you to even consider buying life insurance on your […]

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Critical Illness Cover

 Don’t let a Critical Illness mess up your life You really feel like you’re on the right track. Your life seems to be going just as you planned. Maybe you have a family, the job you always dreamed of, or maybe you have your own business. And you’re doing all the right things. You have […]

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